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Insurance

BiMPY

This is BiMPY, a UK phone insurance company that has been protecting handsets since 2011. You get an instant online quote and a rolling monthly policy for new or refurbished phones, with no long contract.

No codes right now. We haven't confirmed a BiMPY code or deal yet. Follow the store and we'll email you when one lands.

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BiMPY discount codes and deals, October 2026

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No current offers have been confirmed. When we confirm a BiMPY code or deal, it's listed here.

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BiMPY: what to know before you buy

The story

BiMPY has been in phone insurance since 2011 and runs its support from the UK. The idea is simple: cover the phone you already have, quote it in seconds, and keep the policy flexible instead of tying you in. It also publishes side-by-side comparisons with manufacturer and network cover, so you can see how it stacks up.

The cover

There are two levels. Essential Cover protects against accidental damage, cracked screens, liquid damage and theft, with use abroad and cover for family members living with you. Full Cover adds protection if your phone is lost. BiMPY says a manufacturer's warranty only covers faults, which is why accidental damage cover exists at all. Cosmetic scratches and general wear are not covered.

Which phones

Cover starts from the moment you sign up. Phones need to be under a certain age and in good working order, and BiMPY accepts both brand-new and refurbished handsets. Contract phones and SIM-free phones both qualify, but refurbished or SIM-free ones must come from a UK VAT-registered retailer or network. Phones bought from private sellers on sites like eBay or Gumtree are not covered. It also offers business phone quotes.

Saving

Payment is by monthly Direct Debit, and the policy rolls on a short cycle, so you can cancel whenever it suits you. BiMPY runs a multi-phone deal where the cheapest policy is free when you insure several handsets together, which suits a household or a work and personal pair. Any live codes are listed on this page; enter them in the quote flow.

Claims

You make a claim online through your account. Each claim has an excess that depends on your monthly premium, and loss claims carry a further excess, so check the policy documents before you choose a level. BiMPY asks for proof of purchase showing the IMEI, and lost or stolen phones must be reported to the police and your network. Repaired and replacement phones come with their own warranty.

What members think

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Questions about BiMPY

Are there any BiMPY discount codes?

We don't currently list a confirmed discount code. That doesn't mean the store has no promotions; check its website for current prices.

Does BiMPY insure refurbished phones?

Yes, if the phone is under the age limit and was bought from a UK VAT-registered retailer or network. Phones bought from private sellers are not covered.

Does BiMPY cover lost phones?

Only with Full Cover. Essential Cover protects against accidental damage, liquid damage, cracked screens and theft.

Can I cancel BiMPY phone insurance at any time?

Yes. The policy is a rolling one with no long tie-in, and you cancel by emailing the team.

Does phone insurance cover a phone I'm using abroad?

BiMPY says your phone is protected abroad for a set number of days each year, whether you travel for work or leisure.

Can I insure a contract phone with BiMPY?

Yes. Contract phones can be insured, as can SIM-free phones bought from a UK VAT-registered retailer.

Who handles my order?

You complete your purchase with the retailer. For order changes, delivery questions or a refund, contact the seller shown on your order confirmation. Vouchernaut publishes shopping guides and offers; we don't process your purchase.

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