TAKE-HOME PAY · 2026/27
£24,000 after tax
On a £24,000 salary you take home £20,799.60 a year, which is £1,733.30 a month or £399.99 a week, in England, Wales or Northern Ireland. In Scotland it's £20,839.27 a year, £39.67 more. That's before any pension or student loan, which are below.
- £1,733.30 a month
- £399.99 a week
- 2026/27 rates
England, Wales or Northern Ireland
Of a £100 pay rise, you'd keep £72.
| Item | Year | Month | Week |
|---|---|---|---|
| Pay | £24,000 | £2,000 | £461.54 |
| Income tax | −£2,286 | −£190.50 | −£43.96 |
| National Insurance | −£914.40 | −£76.20 | −£17.58 |
| Take-home | £20,799.60 | £1,733.30 | £399.99 |
- Pay: £24,000 a year
- The Personal Allowance gives £12,570 tax-free
- Taxable pay: £24,000 − £12,570 = £11,430
- Basic rate: 20% of £11,430 = £2,286
- National Insurance: 8% of £11,430, your pay between £12,570 and £50,270 = £914.40
- Take-home: £24,000 − £2,286 tax − £914.40 National Insurance = £20,799.60
Scotland
Of a £100 pay rise, you'd keep £72.
| Item | Year | Month | Week |
|---|---|---|---|
| Pay | £24,000 | £2,000 | £461.54 |
| Income tax | −£2,246.33 | −£187.19 | −£43.20 |
| National Insurance | −£914.40 | −£76.20 | −£17.58 |
| Take-home | £20,839.27 | £1,736.61 | £400.76 |
- Pay: £24,000 a year
- The Personal Allowance gives £12,570 tax-free
- Taxable pay: £24,000 − £12,570 = £11,430
- Starter rate: 19% of £3,967 = £753.73
- Basic rate: 20% of £7,463 = £1,492.60
- Income tax: £2,246.33 in all
- National Insurance: 8% of £11,430, your pay between £12,570 and £50,270 = £914.40
- Take-home: £24,000 − £2,246.33 tax − £914.40 National Insurance = £20,839.27
With a student loan
England, Wales or Northern Ireland tax; each plan on its own.
| Plan | Repaid a month | Take-home a month |
|---|---|---|
| Plan 1England or Wales before September 2012, and Northern Ireland | £0 | £1,733.30 |
| Plan 2England from September 2012 to July 2023, and Wales from September 2012 | £0 | £1,733.30 |
| Plan 4Scotland | £0 | £1,733.30 |
| Plan 5England from August 2023 | £0 | £1,733.30 |
| Postgraduate Loanmaster's or doctoral loans in England or Wales | £15 | £1,718.30 |
With a workplace pension
5% of the pay between £6,240 and £50,270, the auto-enrolment minimum, by how it's taken.
| Taken by | Into your pension a month | Take-home a month |
|---|---|---|
| Net pay | £74 | £1,674.10 |
| Relief at source | £74 | £1,674.10 |
| Salary sacrifice | £74 | £1,680.02 |
Nearby salaries
Questions
How much a month is £24,000 after tax?
£1,733.30 in England, Wales or Northern Ireland, and £1,736.61 in Scotland, in 2026/27, with no pension or student loan.
How much a week is £24,000 after tax?
£399.99 in England, Wales or Northern Ireland, and £400.76 in Scotland.
What's £24,000 a year as an hourly rate?
£12.31 an hour before tax, on 37.5 hours a week for 52 weeks.
How much tax do I pay on £24,000?
£2,286 income tax and £914.40 National Insurance in England, Wales or Northern Ireland; £2,246.33 income tax in Scotland, where National Insurance is the same.
Sources
- HMRC: Income Tax rates and allowances · checked 19 Oct 2026
- GOV.UK: Scottish Income Tax rates 2026 to 2027 · checked 19 Oct 2026
- HMRC: Rates and thresholds for employers 2026 to 2027 · checked 19 Oct 2026
- GOV.UK: Repaying your student loan, what you pay · checked 19 Oct 2026
- GOV.UK: Tax on your private pension, tax relief · checked 19 Oct 2026
- Finance Act 2004, section 192 (relief at source) · checked 19 Oct 2026
- The Pensions Regulator: earnings thresholds · checked 19 Oct 2026
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