Cashback Remortgages is a UK mortgage brokerage built around switching to a better remortgage deal when your current fixed rate is ending. It also arranges new mortgages for buying a home, moving house and buy-to-let properties, drawing on the whole UK market. Conditional cashback is offered on eligible remortgages.
Remortgaging when your deal is ending
If your fixed rate is coming to an end, switching is where this brokerage says it concentrates. The site presents product transfers and remortgages as its speciality, so check your deal end date and any lender-specific switching window before making an enquiry, since timing can affect which options are open to you.
Buying, moving and buy-to-let
The firm also arranges new mortgages for first homes, house moves and buy-to-let properties. These cases involve different criteria and paperwork from a straightforward switch, so an adviser will need the full picture of your income, property and plans before recommending anything.
Working out the real cost
The homepage states there is no broker fee, but lender, valuation and legal costs may still apply. Cashback is described as conditional and available only on eligible remortgages, so ask what those conditions are and compare the net cost of each deal rather than relying on the cashback figure alone.
Checking before you commit
Your home may be repossessed if you do not keep up repayments on your mortgage, so weigh the monthly cost against the length of any new fixed period. The free enquiry route is a sensible way to see the whole-of-market options for your situation before deciding.
What members think
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The useful details
A few things worth knowing
Are there any Cashback Remortgage (UK) discount codes?+
We don't currently list a confirmed discount code. That doesn't mean the store has no promotions; check its website for current prices.
Is there a broker fee?+
The site states there is no broker fee, though lender, valuation and legal costs may still apply.
Is cashback guaranteed?+
Cashback is described as conditional and available on eligible remortgages, so check the conditions before counting on it.
Who handles my order?+
You complete your purchase with the retailer. For order changes, delivery questions or a refund, contact the seller shown on your order confirmation. Vouchernaut publishes shopping guides and offers; we don't process your purchase.
